Deposit your salary, pay your bills, and manage your money around the world with the Everyday Global Account. Spend with a Visa debit card in 200+ countries and territories@visa-debit-card, and hold up to 10 currencies in your account. The exception is if you wish to open a joint or shared savings account, then you will need to first open a joint or shared Macquarie Transaction Account. Feel confident with the flexibility to access your funds when you need to, without compromising your monthly interest earnings. Whether you’re saving for a special purpose or seeking greater returns with convenience, we have a savings account to suit.

Solicitors Trust Account

Whether you’re saving for a goal or want easy access to your savings, we’ve got an account that may suit your needs. The expanded scheme means a first home buyer in Brisbane can purchase a $1 million home with a $50,000 deposit. They could save up to 10 years off the time it takes to save for a deposit, save about $42,000 in mortgage insurance, and could pay up to $350,000 towards their own loan instead of paying rent. For the average first home buyer, access to the scheme cuts years off the time it takes to save for a deposit and saves tens of thousands of dollars on Lenders Mortgage Insurance. In just the first year alone, first home buyers using the scheme are expected to avoid around $1.5 billion in potential mortgage insurance costs. If you’re using a currency that you don’t hold in your account, or if you don’t have enough money in that currency, then money will be taken from your Australian dollar balance instead.

ONLINE SAVINGS ACCOUNT FOR SHORT-TERM SAVERS

• You can also make contributions to your super from your after-tax pay.
• Under the changes, all first home buyers will have access, with no caps on places or income limits.
• No monthly account keeping fees, no ATM withdrawal fees, no fees for everyday banking.
• However you bank, you’ll pay no monthly account fee.
• Customers may receive different welcome rates depending on when they apply for their account.

Click the arrow to find out more including detailed eligibility criteria. If you earn $37,000 or less, you may be eligible dragon link tips for a low income superannuation tax offset (LISTO) of up to $500 per year. Employers only have to transfer super into your super account once a quarter (every three months). Ordinary time earnings are what you earn for your ordinary hours of work. See the ATO for a list of payments that are ordinary time earnings.

Make after-tax super contributions

Under the changes, all first home buyers will have access, with no caps on places or income limits. Property price caps will also be set higher in line with average house prices, providing access to a greater variety of homes. If you make a deposit in a currency that isn’t held in your account, then your money will be automatically converted and deposited as Australian dollars.

A savings plan can help you get on top of your money and achieve your financial goals. From saving for a weekend away to a deposit for your dream home, we can help you achieve your savings goals. Find the right savings account to help you reach your financial goals. Be rewarded with a variable bonus rate for saving regularly each month. $54,990 is the campaign drive away price available at participating dealers for new Megane E-Tech Techno new stock vehicles only, with no cost paint and no added options.